Two weeks ago, I compare in a direct product of a current account with banks regarding credit card and described my experience with the comdirect. Regarding my requirements was indeed comdirect my personal favorite. Today I have the direct banking compared to the Business Week (16th edition from 11.04.2009) read, in which it comdirect on platz3 (of 10 tested direct banks) creates. High on the podium is the German Credit Bank (DKB). On DAB has the worst off.

The study has evaluated the 10 banks in terms of the following criteria:

• Conditions: Conditions and fees for trading, loans, payments, etc. in this study have the greatest impact on the overall assessment, namely to 50%. Bait of limited duration (eg actions here are starting with credit or high interest rates again overnight but they are linked to other conditions) to attract new customers are not included. So shall according WiWo to ensure that the winners are not only attractive in the short term or only for new customers, but as long as possible.
• Service: It was made as test calls and emails gesschrieben test. The way to Netbank offers no telephone service. Perhaps the Netbank takes its name literally means ... in the end they do not even Telbank The DAB ascheinend answered only two of ten e-mails within five days! Service is crucial for customers and thus flows this criterion also with 40% in the overall assessment.
• Internet safety: This criterion only flows one to 10% in the overall assessment and therefore has the least influence and so important.

Then revealed the following top five:

T he top five banks, according WiWo direct test:

1. German Credit Bank (DKB)
2. Cortal Consors
3. Comdirect Bank
4. Netbank
5. ING-Diba

Well then yes, I was with my preference for the comdirect not so bad. Conclusively confirmed the WiWo comparison my statement for the DKB-site (you can read in my bank direct comparison of the last month), namely that it has great potential for improvement!